Hard Money & DSCR Loans That Help Investors Act Fast

Real estate investing moves quickly, and opportunities don’t sit around waiting for long bank approvals. Investors need financing that can keep pace. At CofferHub, we provide nationwide hard money loans and DSCR rental loan options built specifically for investors who want clarity, speed, and flexibility. Whether you’re closing on a new rental property, taking on a rehab project, or securing a deal before someone else does, we’re here to help you move forward without unnecessary delays.

As a hard money lender nationwide, we look at the potential of the deal its value, its cash flow, its upside not just rigid paperwork.








    Nationwide Hard Money Loans for Quick Decisions

    Hard money financing is often the difference between securing the property or losing it to a faster bidder. Our nationwide hard money loans are ideal for investors who need capital quickly, especially when traditional banks can’t move fast enough or won’t fund non-standard deals.

    Hard money works especially well for:

    • Fix-and-flip projects
    • Time-sensitive acquisitions

    • Properties needing renovations

    • Investors who want straightforward approvals

    Situations where value matters more than documentation

      DSCR Rental Loans for Investors Who Focus on Cash Flow

      For investors building or scaling rental portfolios, DSCR financing has become one of the easiest and most predictable paths. Our DSCR rental loans look at the property’s ability to pay its own loan rather than your personal income. This is a huge advantage for investors who don’t want traditional income verification slowing them down.

      As experienced DSCR lenders for investors, we offer programs that work well for:

      • Long-term rentals
      • Short-term rentals and vacation units

      • Single-family or multifamily rentals

      Investors adding multiple properties at once

        Bridge Loans for Investors Who Need Temporary Capital

        Sometimes the challenge isn’t securing a long-term loan it’s getting from point A to point B. Our bridge loans for investors help you close quickly, stabilize the property, complete renovations, or prepare for DSCR or permanent financing later.

        You can use investment bridge financing for:

        • Acquiring properties before permanent financing is ready
        • Competing in fast-moving markets

           

        • Renovation projects

           

        • Holding periods between buying and selling

           

        Situations where short-term flexibility matters

            Why Investors Count on CofferHub

            Real estate investors choose CofferHub because our approach matches how investors actually work. We understand that timing is critical, and opportunities don’t wait for traditional underwriting. Whether you’re an experienced investor or just getting started, we focus on:

            • Fast approvals and straightforward communication
            • Loan options that match different investment strategies

            • Flexibility around property types and conditions

            • Funding that supports ongoing portfolio growth

            A simple, online-first application process

              Hard Money or DSCR? We Help You Choose the Right Path

              Not every deal requires the same kind of financing. Some need the speed of hard money, while others fit neatly into DSCR rental loans. Bridge loans sit in the middle. If you’re unsure which direction to take, that’s part of what we do help you evaluate your options based on timing, property type, income potential, and long-term plans.

                Take the Next Step With a Lending Partner That Understands Real Estate

                CofferHub’s combination of nationwide hard money loans, DSCR rental programs, and investment bridge financing gives you a toolkit designed for real-world investing. When the right opportunity appears, you’ll have options and a partner that can move as fast as you need to. 

                Let’s get you the financing that fits your strategy and timeline.